Malaysia PCB Calculator 2025

A salary calculator helps you estimate your take-home pay after all statutory deductions. It calculates your net salary by considering EPF contributions, SOCSO, and income tax deductions based on your gross salary.

The main statutory deductions from your salary in Malaysia include:

• EPF (Employees Provident Fund) - 11% from employee, 13% from employer
• SOCSO (Social Security) - varies based on salary and age
• Income Tax (PCB/MTD) - based on tax brackets and reliefs
• EIS (Employment Insurance System) - 0.2% from employee, 0.2% from employer

Income tax in Malaysia is calculated based on progressive tax rates. The tax rate increases as your income increases, with various tax reliefs and deductions available to reduce your taxable income.

Gross salary is your total income before any deductions, while net salary (take-home pay) is the amount you receive after all statutory deductions. The difference includes EPF, SOCSO, income tax, and other deductions.

There are several ways to optimize your take-home pay:

• Claim all eligible tax reliefs and deductions
• Contribute to approved investment schemes
• Make voluntary EPF contributions for tax relief
• Consider salary sacrifice arrangements with your employer
• Stay informed about tax changes and reliefs