Malaysia EPF Calculator
Calculate your EPF savings growth and plan your retirement. Project your EPF contributions, dividends, and total savings over time.
EPF Details
RM
RM
RM
Real-time calculation
EPF Summary
Projected EPF Balance
RM 1,580,266.65
Contributions 45%
Dividends 55%
Initial Balance
RM 50,000.00
Total Employee Contribution
RM 313,997.74
Total Employer Contribution
RM 371,088.24
Total Voluntary Contribution
RM 0.00
Total Dividend
RM 845,180.66
Years to Project
30 years
This is an estimate. Actual EPF growth may vary based on contribution rates, dividend rates, and other factors.
EPF Balance Growth Over Time
Yearly Breakdown
| Year | Annual Salary | Employee (11%) | Employer (13%) | Dividend | Balance |
|---|---|---|---|---|---|
| 1 | 60,000.00 | 6,600.00 | 7,800.00 | 2,500.00 | 66,900.00 |
| 2 | 61,800.00 | 6,798.00 | 8,034.00 | 3,345.00 | 85,077.00 |
| 3 | 63,654.00 | 7,001.94 | 8,275.02 | 4,253.85 | 104,607.81 |
| 4 | 65,563.62 | 7,212.00 | 8,523.27 | 5,230.39 | 125,573.47 |
| 5 | 67,530.53 | 7,428.36 | 8,778.97 | 6,278.67 | 148,059.47 |
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